Tola Wallet provides a simple integration platform with many different Mobile Money Wallet technologies. Mobile Money is a payment eco-system provided primarily by African Mobile Network Operators to its subscribers, by way of Wallets accessed by the Mobile Phone number and Paybills (a short number for a merchant's account). A Mobile Money Wallet can make payments to other Wallets and payments to merchant Paybills for goods & services or can receive funds, directly from their handset.

Use of the Tola.wallet platform gives you, the merchant, the ability to integrate just once to the Tola Wallet API, but then access all of the Mobile Money integrations supported, and process either C2B or B2C payment transactions. * **C2B (Money In)** – Consumer to Business. Collection of funds from the Consumer by the merchant for the provision of goods or services. This can either be initiated directly by the consumer (a Lodgement) or initiated by a merchant (a Charge). Charges are secured by the consumer having to approve the transaction with their Wallet PIN before the funds are transferred from their Wallet to the merchant’s Paybill. * **B2C (Money Out)** – Business to Consumer. Payment of funds from the merchant’s Paybill to the Mobile Money wallet, in the form of a Disbursement. These payment types can be easily initiated from a Web-page, from within a Smartphone App, from a custom USSD Menu or even on receipt of an SMS to a shortcode. ## Lets get started Check out our [Wallet API Guides](docs/api-docs/1f0ce167231ef-guides) and [Wallet API Documentation](docs/api-docs/YXBpOjM5ODgxMzY3-tola-wallet-api) to get to know the the flows and functionality that we support and try them for yourself. Our teams can advise on available flows and how to obtain the needed accounts and contacts with any of the [Mobile Network Operators](https://www.tolamobile.com/mobile-network-operators/) that Tola Mobile presently supports. When you are ready to begin your integration,a technical contact at Tola Mobile will provide you with a provisioned API endpoint URL and associated credentials. To learn more about Tola Mobile products and services visit our [Commercial Site](https://www.tolamobile.com/) or [Contact us](mailto:info@tolamobile.com)